Independent guidance. WorkHelp is not a government agency, lender, insurer or adviser. Recommendations are relevance matches—not approvals or guarantees.
Guided plan finder
Which option may fit me?
Answer two broad questions. This narrows official programmes; it does not replace regulated financial advice.
Likely relevant for BangladeshSuitability order is based only on the answers above. Verify current rules before joining.
1
Universal Pension
Progoti
Pension track for employees or owners of private and non-government organisations.
Good fit when
Private-sector employees
Employers willing to share the contribution
Watch-outs
Employer sharing is not automatic
Contribution choice affects future pension
Rules and organisation registration must be verified
Current published cost/contribution: Published monthly options: ৳2,000 / ৳3,000 / ৳5,000 / ৳10,000.
Eligibility and full comparison
Eligibility snapshot
Private/non-government employee or owner
Institutional or individual participation under portal rules
May not suit
Government/autonomous-institution staff while excluded under current published scope
Self-employed people better aligned with Surakkha
Benefits
Published monthly options: ৳2,000 / ৳3,000 / ৳5,000 / ৳10,000
Participating institutions may pay 50% while the employee pays 50%
Individual private employees may join even if the employer does not join institutionally
