Sri Lanka · নীতি খোঁজার সহায়তা

আপনার পরিস্থিতির সঙ্গে মেলে এমন কর্মসূচি খুঁজুন

লক্ষ্য ও কাজের ধরন বেছে নিয়ে যোগ্যতা, সীমাবদ্ধতা ও বর্তমান অফিসিয়াল উৎস যাচাই করুন।

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Guided plan finder

Which option may fit me?

Answer two broad questions. This narrows official programmes; it does not replace regulated financial advice.

Likely relevant for Sri LankaSuitability order is based only on the answers above. Verify current rules before joining.
1
Retirement saving

Employees' Provident Fund (EPF)

Sri Lanka's principal social-security savings scheme for private and semi-government employees.

Good fit when
  • Eligible private and semi-government employees
  • Members tracking employer and employee contributions
Watch-outs
  • Withdrawals and claims are rule-bound
  • Accurate NIC and employment records are important
  • Contribution receipt should be monitored

Current published cost/contribution: Current official contribution: employee 8% and employer 12% of relevant monthly earnings.

Eligibility and full comparison

Eligibility snapshot

  • Employee membership under the EPF Act and current Department of Labour/Central Bank process

May not suit

  • People treating retirement savings as an on-demand account

Benefits

  • Current official FAQ states 8% employee plus 12% employer contribution
  • Retirement benefit and member statements
  • Housing-loan related benefit is available under separate rules
Verify on official website ↗EPF Department, Central Bank of Sri Lanka · reviewed 24 Aug 2026
Administrator-reviewed records

Detailed policy instructions

Only published records with an official URL appear here.

No additional administrator-reviewed policy record is published. The official-source guide above remains available where verified.